Search for:
Aum Home Loan Corp
Straightforward and Transparent
Main menu
Skip to content
Home
Home Purchase
Affordable Mortgage Options
HomeReady Mortgage
3% Down
HFA Preferred
HomeStyle Energy
HomeStyle Renovation
MH Advantage
Shared Equity Programs
Conventional Loans
FHA Loans
Adjustable Rate (ARM)
VA Loans
USDA Loans
Home Refinance
Reverse Mortgage
Commercial Loans
FAQs
Homebuying
How much money do I need to buy a house?
Where can I find down payment assistance to buy a house?
Loan Process
Closing Process
IL
Disclosures – Required
Title Commitment
Survey
Pay-off Letter
Homeowners or Condominium Associations
Municipal Inspections
Tax Prorations
The Deed
The Affidavit of Title
Bill of Sale
ALTA Statement
Transfer tax forms
Settlement Statement
Mortgage Rate
Paperwork
Forms
Terms / Definitions
BEWARE!
COVID-19 Scams
Disaster Relief
Type of Disaster Relief
Where to get help
Policies and Procedures
Privacy Policy
CFPB Compliance
SAR and AML Compliance
Credit Report Policy/Credit Score Disclosure
Appraisal Policy
Disclosure
Our Loan Officers
Sub menu
Getting Best Mortgage Rate
Credit Score
Improve Credit Score
Debt-To-Income Ratio
Shop and Compare
Understanding Closing Costs
Standard Fees
Application Fee
Attorney Fee
Courier Fee
Credit Report Fee
Escrow Fee
Flood Determination and Monitoring Fee
Homeowners’ Association Transfer Fee
Lead-Based Paint Inspection
Owner’s Title Insurance
Origination Fee
Pest Inspection
Property Appraisal Fee
Rate Lock Fee
Recording Fee
Survey Fee
Tax Monitoring and Tax Status Research Fees
Title Search Fee
Underwriting Fees
VA Funding Fee
Escrow Deposit
FHA Mortgage Insurance Premium
Homeowner’s Insurance
Lender’s Title Insurance
Prepaid Daily Interest Charges
Points
Private Mortgage Insurance (PMI)
Property Tax
Real Estate Commissions
Transfer Tax
How to Reduce Closing Costs
Schedule closing at the end of the month
Seller’s help
Negotiate loan-specific fees
Roll closing costs into your mortgage
Foreigners / No US Income
ITIN (No SSN)
Underwriting Fees